Shop around. The obvious first suggestion is to shop around. It's incredible how big the differences can be between quotes. If it's possible, try to get an unbiased source to provide you with quotes, but no matter what, always make sure you're dealing with a licensed agent.
Hidden discounts. There are so many discounts that people never know they could be receiving. Things such as having anti-lock brakes and daytime running lights can ever lower your cost.
Paying the premium. Always pay your premium on time and in full (even if there's a dispute), as there's no grace period for automobile insurance. Also, if you increase your deductible, you can lower that premium.
Want more tips? The NC Department of Insurance has a very helpful (yet lengthy) guide.
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